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Are you getting your money's worth by paying for memory care?

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As with every passing day, newer cases of individuals who have dementia and Alzheimer's is on the rise. An alternative to taking care of such patients at home is memory care or Alzheimer's care housing facilities. It is a residential community that houses similar individuals and offers them the required support.


Memory care facilities are quite challenging to find. That is because disparities in demand and supply of such caregivers are pronounced. Another reason is this type of housing memory care costs a little higher as compared to the expenses you incur for other elder care facilities.

In this article, let us find out how you can assess whether you are getting your money’s worth.


1. Understand what you are spending for


Since the service is a "care" as compared to paying for space, first, you must understand the facilities and the amenities for which you are spending. You can be assured for the following at the care-center: -

A physical living space where your loved ones will be safe. The place will be equipped with alarms and security systems. Secure doors are also in place to ensure maximum safety.

The community must have professionals that are skilled and have specialized training in handling patients with dementia. Most importantly, there must be a serious effort to reduce dependence on medicine is minimum. Make sure to look for facilities that offer this service.

From time to time, you will find that your loved one will be able to participate in special programs arranged for such patients. These programs will be sensory-centric. It will eventually enhance the quality of life of the patients.

Your loved one will have access to a private or a semi-private room. This will depend on how much you are paying and whether you have let your preferences known to the dementia caregiver.

2. Take a realistic and practical approach towards memory care cost


It is a specialized form of care that they are offering, and the price is more as mentioned above. You will have to pay more for specialized training and round-the-clock care by experienced individuals and staff.

The amount you pay will depend mainly on the location of the caregiver center.  The severity with which your loved one is affected will determine how much care is required and the cost.

3. Work out a plan


Since it is an expense that is recurring, you must work out finances well beforehand. Talk to the caregiver at the center and find out whether or not you will be able to pay it twice a year, thrice a year or every month.

You could dig into the stocks or bonds that you have. And if you have a passive income, you can spend the proceeds of the same entirely for the expenses on memory care center. Look for a center that is close to your residence so that commuting is not difficult for you or your family members.

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